The moral reason.
Ohio Citizen Rate Review is a civic duty art experiment created by Penny Gentieu.
Penny Gentieu, a professional photographer in Toledo (gentieu.com), had to change health plans from a PPO to an HMO, because the company she went with, Medical Mutual of Ohio, quit offering a PPO plan on the individual market. This meant she had to find a new doctor. If you have HMO insurance you must find an in-network doctor, or your insurance will not pay any of the cost. Gentieu then embarked on a research project: calling all the doctors listed as accepting new patients, as published by all the Toledo health plans offered on Healthcare.gov. “I called them all, and found that on average only 20% [of the doctors listed] were actually accepting new patients,” she explained. The NY Times covered her research in a December 2016 article, Insurers’ Flawed Directories Leave Patients Scrambling for In Network Doctors. Ms. Gentieu advocates on health care issues at her website Ohio Citizen Rate Review. — Toledo City Paper, THE AFFORDABLE CARE ACT’S UNCERTAIN FUTURE, June 14, 2017